Tool_03 // Response economics
Incident Response Cost + RTO Model.
Estimate annualized cyber-loss exposure using scenario weighting, control maturity, recovery posture, and insurance offsets. Built to justify incident readiness in CFO language.
Annualized loss expectancy
$80,689
Net single-event loss: $46,880 | Insurance recovery: 4,076
Blended annual model: 84% scenario-driven loss + 16% baseline operational loss.
Target RTO
12 hrs
Revenue per hour
$662
Monthly exposure
$6,724
Target-state risk reduction
$39,619
Single-event cost composition
Operational impact
$22,748
Business interruption
$9,554
Legal + notification
$4,777
Forensics + recovery labor
$7,507
Brand + pipeline drag
$6,370
Modeled annual loss sets a defendable baseline for incident-response spend. Estimated financial value of stronger IR controls: $26,941 per year.