MOVE MONEY
STAY SECURE.
Financial data theft destroys trust instantly. We validate your payment security before regulators or attackers find weaknesses, from transaction flows to cloud infrastructure.
THE FINTECH THREAT LANDSCAPE
$5.56M
Average breach cost in financial services — second highest of any industry
IBM Cost of a Data Breach 2025
$12.5B
US consumer fraud losses reported in 2024 — a 25% year-over-year increase
FTC Consumer Sentinel Network 2024
$5.75
Cost absorbed for every $1 of fraud committed by US financial services firms
LexisNexis True Cost of Fraud Study 2025
WHAT WE TEST
Payment Flow Security
- Card-present and card-not-present transaction testing
- Tokenization and vault infrastructure assessment
- Payment gateway API security validation
- 3DS and SCA implementation review
Platform & API Security
- REST, GraphQL, and WebSocket endpoint fuzzing
- OAuth 2.0 and OpenID Connect flow validation
- Account takeover and credential abuse testing
- Rate limiting and transaction throttling checks
- Multi-tenant isolation and privilege escalation
Infrastructure & Cloud
- AWS / Azure / GCP CDE segmentation validation
- Container and Kubernetes security assessment
- CI/CD pipeline and secrets management review
- Database encryption and access control testing
- Logging, monitoring, and alerting effectiveness
OUR METHODOLOGY
Manual, adversary-driven testing built on real attacker tradecraft.
Scoping & CDE mapping
We map your cardholder data environment, third-party integrations, and payment flows to define precise testing boundaries.
Threat modeling
Adversary simulation planning based on your specific fintech vertical — neobank, payments, lending, or crypto custody.
Exploitation & pivoting
Manual testing against payment APIs, authentication flows, transaction logic, and infrastructure. No scanner-only reports.
Evidence & reporting
Executive summary, technical findings with reproduction steps, regulatory mapping, and remediation guidance — delivered within 5 business days.
WHAT YOU RECEIVE
WHEN FINTECHS BREAK
These are the breach patterns we test against. Every engagement incorporates lessons from real-world incidents in your vertical.
Cash App (Block)
2022Departed insider retained access to internal reports tied to customer portfolios.
8.2M customers notified via SEC 8-K filing (April 2022).
Revolut
2022Social-engineering led to internal portal compromise and data exfiltration.
Approx. 50k clients exposed plus targeted phishing follow-on.
Robinhood
2021Support engineer phished, giving attackers access to account data.
7M customers impacted; SEC disclosure emphasized tooling controls.
BlockFi / HubSpot
2022CRM vendor breach leaked client names, emails, and phone numbers.
Enabled credential-stuffing & SIM-swap campaigns targeting wallets.
FREQUENTLY ASKED
Do you test in production or staging environments?+
We test in both, depending on your risk tolerance and regulatory requirements. We coordinate timing windows to minimize any impact on live transactions.
How do you handle sensitive payment data during testing?+
We never store, process, or transmit real cardholder data. All testing uses synthetic data, test cards, and isolated environments where applicable. Our operators operate under strict NDA.
How quickly can you start an engagement?+
Typical kickoff is within 5-7 business days of signed SOW. For urgent needs, such as regulatory deadlines, incident response, or deal-blocking security reviews - we offer expedited 48-hour mobilization.
What if we need a retest after remediation?+
We include a complimentary retest of remediated findings within 30 days of the final report. This ensures your fixes are effective and gives you confidence before auditors or banks review the results.
what is your methodology for testing payment APIs?+
We follow a structured approach: 1) Scoping & CDE mapping to define boundaries, 2) Threat modeling based on fintech vertical, 3) Manual exploitation of payment flows, authentication, and infrastructure, and 4) Comprehensive reporting with regulatory mapping and remediation guidance.
Show banks, regulators, and customers that every dollar is defended
Our reports pair deep-dive exploitation evidence with clear control mapping so CISOs, CFOs, and sponsor banks can all sign off.